Privacy Policy

This Privacy Policy describes how Never Peak Inc. (“Never Peak,” “we,” “us,” or “our”) collects, uses, and shares your personal information when you use MomFluence (the “Service”) at momfluence.app. By using the Service, you agree to this Privacy Policy and our Terms of Service.

Information we collect

We collect information you provide directly to us, information generated through your use of the Service, and information from third parties that work with us to deliver the Service.

Account information

When you create an account, we collect your email address and a password (stored in hashed form, never as plain text).

Payment information

Subscription payments are processed by Stripe, our payment processor. Stripe collects your payment card details directly. We do not store your full card number, expiration date, or CVV. We do receive and store the last four digits of your card, the card brand, your billing ZIP code, and a Stripe customer ID associated with your account for billing reference.

Click and conversion data

When you generate tracked links and someone clicks them, we record the click event, the timestamp, the destination brand, and a hashed approximation of the click source IP address. When the click results in a confirmed purchase, the affiliate network reports the conversion to us, and we associate it with your account so we can pay you the commission.

Payout method information

When you request a withdrawal, we collect the payout details you choose to provide: a PayPal email address, a Venmo handle and phone number, or bank-transfer details. We use this information solely to send you your earnings.

Tax information

When your cumulative earnings reach $600 (the IRS 1099-NEC threshold), we collect a completed Form W-9, which includes your legal name, address, and taxpayer identification number (TIN). We store only the last four digits of your TIN in our application database; if your full TIN is required for IRS filing, it is held in encrypted storage.

Device and usage information

We collect standard web traffic information including IP addresses, browser type, device type, referring URLs, pages visited, and timestamps. This is used for analytics, security, and fraud prevention.

Cookies and similar technologies

We use cookies and similar technologies for authentication, session persistence, preferences, conversion tracking, and analytics. Some cookies are set by third-party services described in “Service providers” below.

How we use your information

We use the information we collect to:

• Provide, operate, and maintain the Service
• Process your subscription payments and send your earnings payouts
• Track conversions from your affiliate links and credit you with commissions
• Detect, prevent, and address fraud and abuse
• Comply with our legal obligations, including IRS tax-reporting requirements
• Communicate with you about your account, the Service, and our policies
• Improve the Service through analytics

Service providers

We share information with third-party service providers that help us deliver the Service. These include:

• Stripe for subscription payment processing and customer billing portal hosting.
• Supabase for database hosting, authentication, and file storage.
• Vercel for application hosting.
• Meta Platforms for advertising attribution via the Meta Pixel and Conversions API. We share hashed identifiers (such as hashed email and Stripe customer ID) and event data to enable attribution. We use Stape's hosted Conversions API Gateway as our server-side relay to Meta.
• Google (Google Analytics) for web analytics.
• Affiliate networks (such as Impact, FlexOffers, CJ, and others) for click and conversion tracking. We share click-event identifiers with these networks. We do not share your name or email with the brands themselves.
• Email delivery providers for transactional and notification emails.

We require service providers to use your information only for the purposes for which we share it and to keep it protected.

Disclosures required by law

We may disclose your information if required by law, subpoena, court order, or other legal process; to enforce our Terms of Service; or to protect the safety, rights, or property of Never Peak, our members, or others.

Your rights

You have rights regarding your personal information. You may:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your account and associated personal information after cancellation, subject to records we are required by law to retain
• Opt out of marketing communications at any time
• Object to or restrict certain types of processing, where applicable under your local law

To exercise these rights, email hello@momfluence.app. We will respond within 30 days.

Data retention

We retain personal information for as long as your account is active. After account cancellation, we retain financial and tax records for seven years to satisfy IRS recordkeeping requirements. Other personal information associated with your account is deleted within ninety days of a verified deletion request, except where retention is necessary to comply with legal obligations or resolve disputes.

Children's privacy

The Service is not directed at children under thirteen, and we do not knowingly collect personal information from children under thirteen. If we learn we have collected such information, we will delete it.

International users

The Service is operated from the United States. By using the Service, you consent to the transfer and processing of your information in the United States, which may have data-protection laws different from those in your country.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will post the updated policy at this URL and update the “Last updated” date above. For material changes, we will provide additional notice (such as an email or an in-product notification).

Contact us

If you have questions about this Privacy Policy or our data practices, contact us at hello@momfluence.app.

Never Peak Inc., El Segundo, California, United States.